For clients
Dental insurance
A healthy smile is priceless. Dental plans keep routine checkups and cleanings affordable and help with fillings, crowns and dentures. A Topflight agent finds the right fit at no cost.
What to know
How dental plans work
- ◆Preventive care (exams, cleanings, x-rays) is usually covered at or near 100 percent.
- ◆Basic and major work (fillings, crowns, dentures) is shared between you and the plan, often after a waiting period.
- ◆Original Medicare does not cover routine dental. Many Medicare Advantage plans include a dental benefit; a standalone plan can add more.
- ◆Networks matter. Your agent checks that your dentist is in the plan before you enroll.
How we help
What a Topflight agent does for you
- ◆Compares standalone dental plans and dental benefits inside Medicare Advantage plans.
- ◆Explains waiting periods and annual maximums in plain language.
- ◆Costs you nothing. Agents are paid by the insurance carrier.
Talk to a Topflight agent
Free consultation. No pressure. Monday to Friday, 9:00 AM to 5:00 PM EST.
Frequently asked
Questions clients ask
Does Medicare cover dental?
Original Medicare does not cover routine dental care. Many Medicare Advantage plans include a dental benefit, and standalone dental plans are available.
What does a dental plan usually cover?
Preventive care at or near 100 percent, with fillings, crowns and dentures cost-shared, often after a waiting period and up to an annual maximum.
Is a consultation free?
Yes. The agent is paid by the carrier, not by you.
Last reviewed: · Reviewed by Joanna Wyckoff, Founder. Published by the Topflight Data Desk.